Your future is bright, 有了十大可靠彩票平台的VisaⓇ学生白金奖励卡，一切将变得更加光明. You’ll enjoy a great rate and cash back rewards on whatever you buy. Plus, you’ll never pay an annual fee or fees for using your card.

VisaⓇ Student Platinum Rewards Card Rates

CARD TYPERATES AS LOW ASANNUAL FEEBEST FOR
VisaⓇ Student Platinum Rewards Card9.24% APR*
(based on Prime)		None想要有竞争力的利率和购买时的现金返还的学生.
 View Consumer Lending Rates PDF
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VisaⓇ Student Platinum Rewards Card FAQs

How and when do you collect the rewards with this card?

每年五月，你都会在你的储蓄账户中存入过去12个月的奖励. It’s that easy!

Is this card compatible with digital or mobile wallets?

Yes! 使用您的信用卡应该很方便，十大彩票游戏平台的Visa®卡就是如此. They are all ApplePay, Android Pay, and Samsung Pay compatible.

Does this card come with any travel protections?

Yes. Visa®为持卡人提供旅行保护和紧急援助, and you can learn more about these helpful benefits here.

Are there any fees associated with this card?

No. We never charge annual fees with our credit cards.No. 十大彩票游戏平台认为使用VisaⓇ学生白金奖励卡不需要付费. So we never charge the kind of fees that the big banks often charge.

Does this card come with any sort of fraud protection?

Yes. We take security seriously. Your card is equipped with protective features to keep your financial life running smoothly. Additionally, we offer loan protection 以及为意外生活事件或开支提供经济困难援助. 十大彩票游戏平台也有十大彩票游戏平台自己的额外安全政策，你可以阅读它们 here.

How do I qualify for a Student Visa?

你必须年满18岁，是全日制或非全日制大学生(需要入学证明或录取通知书). Employment is required but if you have a limited credit history, this card is for you: No minimum FICO score required.

Other San Francisco Credit Union  VisaⓇ Credit Cards

Visa Classic Secured credit card

VisaⓇ Classic Secured Card

The perfect card to help you establish or re-establish credit. No annual fee and a competitive rate make this card a smart choice.

Learn More
Visa Student Platinum credit card

VisaⓇ Platinum Rewards Card                                   

The perfect card to help you establish or re-establish credit. 无年费和有竞争力的价格使十大彩票游戏平台获得最优惠的价格，并获得1%的现金返还，每天购买十大彩票游戏平台的VisaⓇ白金奖励卡. You’ll also never pay annual fees to use the card.

Learn More

Member Reviews

    5 stars

    “我上周申请了一张信用卡，几天后就得到了批准! The application was only pending for three days. 利率如此之低，1%的奖励计划将是我每年都会兑现的东西!”

    Mary S.
    5 stars

    “十大可靠彩票平台有一名优秀的员工，他真正说明了客户光顾特定银行的原因. 早在2020年10月，我就遇到了一辆我想买的本田雅阁. 我在不同的银行逛过，但对他们的服务不满意. I decided to give SFFCU a try and I ever so grateful! 信用社代表是帮助我的信用卡代理，在帮助我获得批准方面非常有效. 他非常耐心和高效地解释了信用卡奖励计划流程的条款. I felt comfortable and at ease working with him. Also, when looking at my credit, 他看到我有一张美国银行的信用卡，利率比SFFCU的高，就建议我也用网上银行的信用卡支付.  This card and this credit card helped to boost my credit score. 他一直在跟踪我，以确保我对卡计划感到满意.  我永远感激信用社代表为我所做的一切, and I look forward to doing business with SFFCU again.”

    Bill F.
    5 stars

    “Had an easy-going and satisfied service with a Bank Associate. 他们帮助我从头到尾以较低的利率提高了我的信用额度. 推荐这个地方给所有当地人和那些有小企业的人.”

    5 stars

    “我丈夫和我最近通过服务代表申请了一张十大可靠彩票平台的信用卡. The branch Manager was an excellent service representative. 他们非常清楚地解释了十大彩票游戏平台需要做什么来实现十大彩票游戏平台的目标. 他们对十大彩票游戏平台的问题反应非常积极，给十大彩票游戏平台寄来了合适的表格，并处理好了他们的交易. I give them my highest praise for doing an excellent job.”

    Laurel Y.
    5 stars

    “十大彩票游戏平台上周帮我办理了一笔个人贷款，(代理)注意到我的信用卡年利率是5.6%, which in my opinion I thought it was pretty good. But she went far beyond…and lowered my interest rate to a 3.2%. That is totally amazing. She also was able to increase my credit limit.”

    Ramon M.

*APR=1Annual Percentage Rates. For all loans, 实际年利率是在作出信贷决定时确定的，可能高于最低可用利率. 信用记录、贷款期限和借款金额都是决定利率的因素. Not all borrowers will qualify for the lowest rate. 从来没有任何提前偿还贷款的罚款. All loans are subject to credit approval. As of the date of this disclosure, the Prime Rate is 3.25%.

**旧金山联邦信用社VISA®白金奖励条款和条件:使用您的旧金山联邦信用社VISA®白金奖励信用卡购物可获得奖励(也称为“回扣”). 在世界各地接受Visa®支付的地点购物，可获得百分之一的奖励, up to $500 per year. 所有获得的奖励将反映在您的季度账单中，并将在每年的5月31日通过将奖励作为存款应用到您的定期股票账户中自动兑换. Your rewards will not expire. Purchases returned for credit do not earn a reward, 如果购买的商品被退回或信用调整被发出，你的余额将被调整. 为了赚取和兑换奖励，您的帐户必须保持开放状态，并且在任何卡协议下不得违约. 奖励不能从现金预支、余额转账、费用、贷款余额或财务费用中获得. All rewards that have been accumulated, but have not yet been paid, 将于您的旧金山联邦信用联社Visa®白金帐户终止时到期, whether terminated by you or us. 对于联名账户持有人和/或账户持有人与授权用户之间的与奖励相关的纠纷，十大彩票游戏平台概不负责. Excludes Visa® Classic card. Must be at least 18 years old to apply.

No interest charge for 25 days on purchases only. 现金预支和余额转账的利息从交易日期开始计算.

从开户之日起的前60天内，任何余额转账都不收取任何费用. 任何在60天之后转到您账户的余额将被收取转帐金额的1%. Excludes Visa® Secured.

只适用于Visa®白金奖励卡的海外交易手续费最高可达1%(每笔交易以美元计算).

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